I managed to layer my tops, necklaces, and shorts all in one outfit! These striped navy shorts shrunk a little when I washed them, so I tried layering lace trimmed bloomers that are the bottoms from a sleepwear set underneath. I really like how it turned out, just a little peekaboo of lace and it adds a little length to the shorts too.
White layering tanks: H&M
Necklaces: Forever 21 and H&M
Striped shorts: H&M
Lace undershorts: Target (sleepwear section)
White sandals: Target